Youth Savings Overview

Savings

Minimum Opening Balance . . . . . . $10.00
Interest:
Interest compounded and credited monthly.
Monthly Maintenance Fee:
No monthly maintenance fee. No minimum daily balance. Six (6) withdrawals per month allowed. Excessive Activity Charge per withdrawal over six (6) transfers is $7.00.
Other Account Information:
Available for minors under age 18. Account will incur fee as of minor's 18th birthday, if minimum is not met.

Kids Government Money Links

Click the links below to visit Government Web sites especially for Kids.

http://www.treas.gov/kids

Bureau of Engraving and Printing - Look at
the new currency designs, fact and trivia and more.


FDIC Learning
Bank - The Federal Deposit Insurance Corporation's kid's site tells you the
who, what, when, where and why about this agency - with a little help from
Carmen Cents!


FED 101 - At this site students can find out how the Federal Reserve System
creates money, how checks are cleared, and how the Federal Reserve System
works. Kids can be a bank examiner and interview a Fed president. FED101
also includes an interactive game - Fed Clue.


H.I.P. Pocket Change - Looking for cool games, amazing time travel, and
coin-collecting tips? You're in the right place. Just visit the U.S. Mint's
site and discover a pocketful of treasures!


Money Central Station - Learn how and where money is made and play a number of different games.


Savings Bonds for Kids - Do you know what Savings Bonds are?
Maybe you got one as a present or maybe your parents are using them to save for college?
This website will help you understand what they are, how they work and it includes a poster
contest, games and fun facts about U.S. Savings Bonds.


Small Business Administration's Teen Web Guide -
The Office of Business and Community Initiatives has designed this website to introduce teenagers to the concept of small business ownership as a viable career choice. This site features the fundamentals of starting a small business from brainstorming to evaluating the feasibility of your idea, developing the all-important business plan, and much more.

Small Business Classroom - The Small Business Classroom is a digital strategy for reaching new markets and training small business clients in a changing, global environment.

Social Security Kids Stuff - Social Security is your piggy bank for the future. As you work, you save by making payments to Social Security. Later when you no longer are working, Social Security will pay you back every month with a check.


Time Machine - This is a great site about learning the history of coins. There are great facts about interesting people, places, and events that are honored on our coins; you can now experience these people, places and events first hand.

Treasury's Page for Kids - Take a tour, learn about the agency's history, the history of money, how to detect counterfeit, savings bonds and much more.


Understanding Taxes for Students - The IRS has developed an interactive, instructional tax program called Understanding Taxes to provide the general public with a technology-based instructional tool. Divided into two areas of content, Understanding Taxes offers both print and online materials to help you learn more about the history, theory, and application of taxes in the United States.



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